BUSINESS INSURANCE

As a responsible business owner, you work hard to grow, maintain, and safeguard your business.
Wheat & Associates can help protect your investment with insurance coverage specifically
designed to meet the ever-changing insurance requirements of your business. Wheat & Associates
specializes in all lines of Commercial Business Insurance to include Commercial Property Insurance,
General Liability, Business Auto, Inland Marine, and Surety.

PROPERTY INSURANCE
Property insurance protects the assets your company owns from financial loss. Property insurance
provides compensation if the business building and equipment are damaged or destroyed as
outlined in the policy.

LIABILITY INSURANCE
Liability Insurance protects your business against financial loss arising from negligence. This covers
your legal responsibility if your business actions cause injury or damage to property of others.

PROFESSIONAL LIABILITY INSURANCE
Business professionals including, but not limited to, lawyers, architects, surveyors, doctors and real
estate agents should consider getting Professional Liability coverage. This coverage protects
against financial loss due to litigation brought by clients for alleged errors and omissions.

BUSINESS INTERRUPTION INSURANCE
Compensates you from the loss of revenue incurred when you're forced to close down or vacate
the premises due to a covered cause of loss (example: i.e. fire). Based on your financial records
it compensates you for what your business would have earned if the covered loss would not
have occurred.

BUSINESS OWNER POLICY INSURANCE
For many small and medium sized businesses, insurance companies offer comprehensive policies
which combine property, liability, business interruption coverage, and include many coverage
extensions at no additional cost. It includes:
    • Property Insurance
    • Business Interruption Insurance
    • Liability Insurance